ZARTASH

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Zartash Technologies is a technology and digital innovation company building AI-powered solutions and scalable platforms for startups, SMEs, enterprises and agencies.

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Affiliated with Ozavion Limited, UK
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Industries

Banking

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Modern digital channels for banks and lenders. Digital banking interfaces, branch workflow tools and customer service automation for banks, microfinance and credit providers.
Overview

Banks, microfinance institutions and credit cooperatives are under pressure to serve customers on mobile and online while keeping strict controls. Core banking systems are often stable but hard to extend.

We build the layers around the core: customer-facing apps and portals, internal workflow tools for branches and back offices, and AI assistants for customer queries. Everything is designed with security and regulatory requirements in mind and integrates through controlled APIs.

Challenges We Solve
Rigid legacy coresOlder core systems make it slow and costly to launch new digital features.
Branch paperworkAccount opening and loan files still move on paper between branches and head office.
High call centre volumeCustomers call for balance checks, card issues and status updates that could be self-served.
Strict security expectationsEvery new channel must meet tight access, logging and data protection standards.
What We Build for Banking
Mobile banking interfaces Customer apps for balances, transfers, bill payments and card controls, connected to your core through secure APIs. Mobile App Development
Digital onboarding Web flows for account opening and loan applications with document capture and review queues. Web Applications
Back-office workflow tools Internal systems for credit approvals, branch requests and compliance checks with full audit trails. Enterprise Software
API middleware A controlled integration layer between your core banking system and new digital channels. API Development & Integration
Customer service AI Assistants that answer routine queries and hand complex cases to agents with full context. AI Business Solutions
Secure infrastructure Cloud or hybrid setups with monitoring, backups and controlled deployments. Cloud & DevOps
Example Projects
  • Microfinance loan app for field officers with offline data capture
  • Account opening portal with document upload and maker-checker review
  • Chat assistant for card blocking, balance queries and branch timings
  • Internal dashboard tracking loan approvals across branches
Why Zartash
  1. 01Security by designWe plan access control, encryption and logging before the first screen is built.
  2. 02We work around your coreWe extend existing systems through APIs instead of forcing risky replacements.
  3. 03Staged deliveryWe release in controlled phases so each part can be tested and approved.
  4. 04Long-term supportWe maintain and monitor what we build, not just hand it over.
Frequently Asked Questions
Do you replace core banking systems?

No. We build digital channels and internal tools that connect to your existing core, which is lower risk and faster to deliver.

Can you meet our security review process?

We design systems to support your security and compliance requirements and work with your IT and risk teams through their review steps.

Do you work with microfinance and smaller lenders?

Yes. Field officer apps, loan tracking and simple customer portals are a good fit for smaller institutions.

Products

Ready-made platforms for Banking

Ozavion GroupOzaviosAI Decision IntelligenceExecutive DashboardsKPI IntelligenceAI Decision SupportPerformance Insights
OzaviosDecision intelligence systems that turn operational data into clear, confident actions.
Services

Services for Banking

Software & Systems Enterprise Software Secure, multi-department systems for larger organisations, with role-based access, audit trails, integrations and room to scale. View service
Software & Systems API Development & Integration Secure REST and GraphQL APIs, plus integrations with payment gateways, CRMs, couriers, ERPs and third-party platforms. View service
Mobile & Games Mobile App Development Mobile apps for Android and iOS, from planning and design to backend, testing and store release, built by one team. View service
Apps, Hosting & IT Cloud & DevOps CI/CD pipelines, cloud-native architecture and managed infrastructure on AWS, Azure and Google Cloud, so releases are safe and systems stay up. View service
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Let's build it together

Building something for Banking?

Tell us what you need. We will map the right approach, timeline and cost on a short call.

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